Legal statement

Acknowledgement and Agreement to All Terms and Conditions

This is a private site intended only for the use of authorized insurance producers and employees.  You assume total responsibility and risk for your use of this site. By accessing and making use of the site, you agree to be bound to the terms and conditions set out below and on the respective web pages.  We will not sell or distribute that information to any other person or organization, but we may make it part of a reference source for our own future contact with you by us.

By using this site, you are authorizing us to monitor the transmission made through the respective web pages.  You are also agreeing that we have the right to monitor our Internet services electronically from time to time and to disclose any information as necessary to satisfy any law, regulation, or governmental request to protect the companies.

Software Quality

The companies do not warrant that any information, software or other material accessible through one of its web pages is free or viruses, worms, Trojan horses, or other harmful components.  If there is a link provided on one of our web pages, we also do not warrant that it is free or viruses, worms, Trojan horses, or other harmful components.

Your Responsibility and Conduct

When making use of the services provided on the web pages, you may not post or transmit any unlawful, threatening, abusive, libelous, defamatory, obscene, pornographic, profane, or otherwise objectionable information of nay kind, including without limitation, any transmissions constituting or encouraging conduct that would constitute a criminal offense, give rise to civil liability or otherwise violate any local, national or international law.  Nor can you post or transmit any information or software which contains a virus, worm, Trojan horse, or other harmful component.  Nor may you utilize in any way, any information, software or other material obtained through our web pages for personal or commercial purposes (other than through advanced written permission by the provider of such information, software or other material).  You may not distribute through any means any information protected by proprietary right or by copyright without the written permission of the owner of such information.

Use of Software

You may not upload, post, publish, reproduce, transmit or distribute in any way any component of our web pages themselves or derivative works with respect thereto, except where expressly stated, without the express written permission of the appropriate company.  Copying or installing any of the companies’ sponsored commercial software must comply with all terms and conditions of the software license agreement.  Violations of commercial software agreements can result in costly litigation against the users.  Anyone who violates a commercial software licensing agreement will be responsible for the damages, indemnity of the company, and subject to disciplinary action including termination and or civil or criminal penalties. 

All information provided on this site is distributed with the understanding that the authors, publishers, and distributors are not rendering legal, accounting, or other professional advice or opinions on specific facts or matters, and accordingly, they assume no liability whatsoever in connection with its use.  You should always consult your legal or tax advisor with respect to your situation.

Security

The companies shall, under no circumstances, be liable for any direct, indirect, incidental, special, punitive, or consequential damages that result in any way from your use of the site or your reliance on the or use of information gained or services provided on the site.

User ID and Password

For security of this site and the information contained on the site, if you are not licensed, appointed or otherwise authorized to use this site, your use of it is prohibited.  You may never allow or permit your customers, vendors, suppliers or any other persons to utilize this site.  When you are required to set a password, always select a password that is not easy to guess.  Do not use a password based upon facts about your life such as names, birthdates, family names, social security number, license plate number or addresses.  Do not write your password and user name unless absolutely necessary, but if you must write them down, keep the information in a locked and secured place.  Never email your user name and password to anyone.  If you believe that someone has access to your password, notify us immediately. You must always log out of your system if you are walking away from your desk.

Cookies

We may use cookies and other technology to help us track visits to this portal. A cookie enables the site to label you as a particular user, but it does not identify you by name or address unless you have provided us with such information (over the Internet or otherwise) or set up preferences in your browser to do so automatically.  You may opt out of accepting cookies by changing the settings on your browser. However, rejecting cookies may prevent you from using certain functions.   Use of cookies can allow us to provide you with a more customized service and are used to track and measure usage. This information may be used to manage and customize our site's content, layout, and services in order to improve our site.

Privacy

Our privacy notices are annually mailed to customers and are also available online. The privacy notice that applies to your customer depends on the underwriting company through which the policy was obtained.   

Information We Collect

Your privacy on the Internet is important to us. Because there are parts of our site where we ask you to provide us with certain types of personal information about your customer, we want you to know how we will use it.

We collect information about your customer that is necessary to provide products and services. We treat this information as confidential and recognize the importance of protecting it. We value your confidence in us.

We collect certain information ("nonpublic personal information") about your customer and the members of their household ("your customer") from the following sources:

Information We Disclose

We do not disclose any nonpublic personal information about your customer, as our customer or former customer, except as described in this notice.

We may disclose the nonpublic personal information we collect about your customer, as described above, to companies that perform services on our behalf.

We are permitted to disclose personal health information (1) to process your customer's transaction with us, for instance, to determine eligibility for coverage, to process claims or to prevent fraud; (2) with your customer's written authorization, and (3) otherwise as permitted by law.

Sharing Information with Affiliates

We will not disclose nonpublic personal information, as described above in Information We Collect, except with our affiliates.

We are permitted by law to share with our affiliates our transaction and experience information with your customer.

We will not share with our affiliates information we receive from a consumer reporting agency or insurance support organization, such as motor vehicle records, credit report information and claims history.

Security

We restrict access to personal information about your customer to those individuals, such as our employees and agents, who provide your customer with our products and services. We require those individuals to whom we permit access to your customer's information to protect it and keep it confidential. We maintain physical, electronic, and procedural safeguards that comply with applicable regulatory standards to guard your customer's nonpublic personal information.

For additional information relating to Privacy specific to your customer’s State of Residency

Please choose the option that applies to your customer. To determine the underwriting company, please refer to the Declaration page of the policy.

View the Privacy Notice for policies written through the following underwriting companies (for California policies, see link below):

Bristol West Casualty Insurance Company
Bristol West Insurance Company
Bristol West Preferred Insurance Company
Bristol West Specialty Insurance Company
Coast National Insurance Company
Security National Insurance Company

View the Privacy Notice for policies written through the following underwriting companies:

Foremost Insurance Company Grand Rapids, Michigan
Foremost Signature Insurance Company
Foremost Property and Casualty Insurance Company
American Federation Insurance Company
Foremost County Mutual Insurance Company
Foremost Lloyds of Texas

View the California Privacy Notice for policies written through Coast National Insurance Company.

View the Privacy Policy for policies written through Farmers at http://www.farmers.com/privacy_policy.html